Pigasave uses artificial intelligence to understand your spending, find hidden leaks, and help you save — even if you're on M-Pesa. Built for Kenyans, by Kenyans.
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Pigasave was founded in 2025 in Nairobi by a team of data dedicated individuals who saw a growing problem: millions of Kenyans work hard but still struggle to save.
We noticed that even with access to M-Pesa and digital banking, people lacked tools to understand their spending habits. Small leaks — like daily snacks, repeated airtime top-ups, or unplanned transfers — were silently eating away at incomes.
So we built Pigasave: a personal finance app powered by artificial intelligence that learns your money habits and gives you smart, actionable advice — in simple Swahili or English.
Our mission is to help every Kenyan — from farmers in Nyamira to boda boda riders in Kisumu — take control of their finances and build a future they can count on.
We’re not a bank. We don’t lend. We don’t sell your data. We’re just here to help you keep more of what you earn.
Pigasave is registered under Kenyan digital services regulations and follows Central Bank of Kenya (CBK) data protection standards. Your financial privacy is our top priority.
See where your money goes every week — from airtime to groceries.
Save for school fees, rent, or a new phone with smart targets.
Link your M-Pesa safely and get real-time insights.
Receive personalized suggestions to save more every month.
Get weekly summaries of your spending and savings progress.
Connect with other Kenyans saving for a better future.
Simple. Secure. Life-changing. Here’s how Pigasave turns your everyday spending into a smarter financial future.
Securely connect your M-Pesa using Safaricom-approved APIs. No passwords stored. No risk.
Our AI scans 3–6 months of transactions, finds patterns, and spots leaks.
Receive non-judgmental tips: “You spend KSh 1,500/month on unused subscriptions.”
Over time, you’ll save more, spend smarter, and feel in control.
Because we believe financial tools should be simple, honest, and built for real people.
Trained on real Kenyan spending — from matatus to school levies.
Secure, read-only access. No risk. Just insights.
We never sell your data. Never.
Basic features are free. Premium is just KSh 99/month.
Follows Kenyan data and financial regulations.
Simple interface. No high-end device needed.
It’s not about tracking every shilling. It’s about helping you keep more of what you earn — without stress.
We don’t judge. We don’t pressure. We just help you see what’s possible.
We analyze your M-Pesa history and show you exactly where your money goes — from airtime to groceries.
Our AI gives you personalized advice like “You spend KSh 1,500/month on unused subscriptions.”
Create targets like “Save KSh 50,000 for school fees” and watch your progress grow.
We never sell your data. We never share it. We only use it to help you save.
Whether you're new to budgeting or ready to link your M-Pesa, our team is ready to support you.
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